Retail sales posted slightly higher than expectations yesterday, rebounding from -.7% last month. People are still spending money, in spite of the credit crunch and the housing slump, and propping up the current economy. The piper will have to be paid at some point but it seems that point is no where in sight. The Consumer Price Index report will be released tomorrow. Higher prices fuel inflation worries from the fed and potential rate hikes. Throughout the past week mortgage interest rates have been neutral. Many lenders will not commit to loans these days because of the liquidity crisis. We continue to analyze our over 300 lenders for the most secure financing at the most competitive rates for our clients and our guarantees remain in place. Thank you for the opportunity to serve you and your clients.