Every day, news reports are pondering this question: are we now recovering from the recession? The truth is recovery is not in the near future because our economy is almost entirely dependent upon home values and consumer spending. Home values are down and continue to fall in many areas of the country as a result of the Home Valuation Code of Conduct (visit http://www.daviddamare.com/appraiser.html for more details and an appraiser questionnaire). While many of us are counting our blessings to still be employed, we have less money to spend. The next three to five years are going to be tough for the US economy. What can you do to ensure your recovery? Create an emergency savings fund and continually assess your mortgage, short-term and long-term financial goals.
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Stay tuned and stay in touch with your mortgage professional. Thank you for the opportunity to serve you and your clients. David. 919.851.0999.